Financial Advisor — Bronx, NY

ABC Wealth Advisors is registered with the Securities and Exchange Commission as an investment advisor. SEC registration means the firm is subject to the Investment Advisers Act of 1940 and its fiduciary requirements — the firm must act in the client's best interest at all times. Doug Robb Jr. is the principal advisor and the person clients work with directly. There are no junior advisors, no call centers, and no handoffs to associates. Every client relationship is managed personally by Doug.

Doug Robb Jr. has been advising clients from his Bronx office since 1993 — through the dot-com collapse, the 2008 financial crisis, the COVID crash, and the subsequent recovery. The Bronx is not a secondary market for ABC Wealth — it is the primary market. Doug's client base is built around the Bronx community: NYC public sector workers, union retirees, small business owners, and families who have been clients for decades. The office at 4102 E Tremont Ave in the Throgs Neck neighborhood is where Doug has worked for over 30 years.

Doug's practice is focused on pre-retirees and retirees in the 55 to 75 age range who are navigating the transition from accumulation to distribution. His deepest expertise is in NYC public sector retirement — NYPD, FDNY, teachers, MTA employees, and other city and state workers who have pensions, deferred comp accounts, and complex Social Security situations. He also works with private sector professionals who have accumulated significant IRA and 401(k) assets and need a distribution strategy that minimizes taxes and sustains income for 30 or more years.

Doug's retirement planning framework — the Back Nine Plan — is built around the reality that the 10 to 15 years before and after retirement are the most consequential financial period in a person's life. The decisions made in this window — when to retire, how to sequence income, when to claim Social Security, whether to convert to Roth, how to structure the estate — determine the financial outcome for the rest of retirement. The Back Nine Plan addresses each of these decisions in sequence, with explicit attention to the tax implications and the interaction between decisions.

In addition to the Bronx office, Doug maintains a second office in Long Valley, New Jersey, serving clients in Morris County and surrounding areas. The Long Valley office serves clients who have relocated from the Bronx and New York City to New Jersey, as well as New Jersey residents who were referred by existing clients. Both offices are served by the same advisor — Doug Robb Jr. — and the same investment philosophy.