For Christians and other people of faith, financial planning is an act of stewardship. Doug Robb Jr. integrates faith and values into every aspect of the planning process — from investment selection to legacy planning.
What does this mean for your retirement plan?
TL;DR: Faith-based financial planning integrates your religious values into every financial decision — from investment selection (avoiding companies whose practices conflict with your values) to legacy planning (maximizing charitable giving through QCDs, donor-advised funds, and charitable trusts). Doug Robb Jr. serves clients who want their wealth to reflect their faith.
Money as Stewardship
For many of Doug Robb Jr.'s clients, financial planning is not just about numbers — it is about stewardship. The biblical concept of stewardship holds that the resources entrusted to you are not ultimately yours. You are a manager of what God has provided, and you will be accountable for how you managed it.
This perspective transforms financial planning from a technical exercise into an act of faithfulness. It raises questions beyond rate of return: Are my investments aligned with my values? Am I giving generously? Is my legacy plan a reflection of what I truly believe?
What Is Biblically Responsible Investing?
Biblically Responsible Investing (BRI) — also called values-based or faith-aligned investing — involves building an investment portfolio that excludes companies whose business practices conflict with your religious or ethical values. For Christian investors, this typically means avoiding companies involved in abortion, pornography, gambling, tobacco, and companies that actively undermine traditional family values.
Modern BRI strategies have become increasingly sophisticated, with dedicated mutual funds, ETFs, and separately managed accounts that screen for these criteria while maintaining broad market diversification.
How Can I Give More Efficiently Through My IRA?
For IRA owners age 70½ or older, Qualified Charitable Distributions (QCDs) are the most tax-efficient way to give. A QCD transfers funds directly from your IRA to a qualified charity — up to $105,000 per year — without the amount being included in your taxable income. This is superior to taking an IRA distribution and then donating, because the QCD reduces your AGI regardless of whether you itemize deductions.
For clients who want to support multiple charities over time, a donor-advised fund (DAF) allows you to make a large contribution in one year (taking the full deduction) and then distribute the funds to charities over multiple years.
Advisory services are offered through ABC Wealth PR, LLC, a SEC Investment Advisor. This article is for informational purposes only.
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