The back nine plan
The goal in retirement, much like golf, is to finish strong, right? We created The Back Nine Plan with that in mind, because we want to help you tee off on all your goals as you enter life’s most rewarding stretch.
Just as a caddie works and walks with his golfer, we’ll be with you every step of the way, providing strategic guidance, data and recommendations. The aim of our financial planning process is to make sure you’re up to par when it comes to:
Budgeting and Expenses
Income planning
Investment strategies
tax planning
health and long-term care insurance
Legacy planning
We can’t guarantee that economic conditions will always be sunny or financial hazards won’t come into play. But with the right strategy — the right Back Nine Plan — we can help you ace your opportunities and score the retirement you’ve always envisioned.
Our services
As an independent firm, we’re not bound to certain products or approaches. We help you achieve financial confidence by tailoring your strategy around an array of products and services suited to your specific needs and circumstances.
Annuities
Annuities are financial tools that can help you create a stream of income you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.
Investments
Whether you prefer to “set it and forget it,” or you want to participate more actively in your investments, we can help you design a strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.
Retirement Income Strategies
Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.
IRA/401(k) Rollovers
We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, consolidate accounts or explore other savings avenues, we can help.
Asset Protection Strategies
We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).
Life Insurance
Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and, in some cases, to help preserve your assets for future generations.
Tax-Efficient Strategies
Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.
IRA Legacy Planning
How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
Start Protecting Your Tomorrow. Start Planning Today.
It’s never too early — or too late — to plan for the future and begin putting strategies in place to preserve and grow what you’ve amassed. Schedule a meeting with Doug Robb Jr. today.